Destination Wedding Insurance: Why You Need It

If the lasting damage left behind by Hurricane Irma and Maria on the world’s most preferred wedding destinations have taught planners and vendors anything— it is to protect your business and clients from natural disasters, and make smart choices.

There are many things that could still go wrong during a wedding that you need to be prepared for— such as natural disasters, illness, vendor cancellations or no-shows. While some destination wedding insurances may be similar to non-destination weddings, such as coverage for vendor deposits and attire, destination weddings are likely to carry much heftier travel and lodging expenses. Wedding Insurance for a destination can help protect the investment a couple makes to ensure their family and friends can travel to a special location to celebrate with them. The widespread destruction from 2017’s series of natural disasters left long-lasting damage on major tourist destinations leaving the wedding industry to pay the literal costs. Six tropical storms and seven hurricanes severely damaging the Caribbean, with Barbuda, the U.S. Virgin Islands, and British Virgin Islands— all popular destination wedding hubs, is highly alarming for planners and vendors alike, seeing how the tourism industry in these islands continue to remain in murky territory even now. Since hurricane season also happens to be peak wedding season, experts advise that it is always a good idea to have a Plan B and insurance to cover damages, financial and physical.

An independent insurance agent can help brides and grooms understand what unique considerations need to be taken into account when purchasing destination wedding insurance. By contacting an independent agent, couples and wedding planners can be assured that they are getting professional advice to help them make an educated decision about how best to protect their special wedding day.